Depending on one's health status, finding private insurance to fill the gap may provide adequate coverage without the costly price tag of COBRA insurance and is appropriately named gap insurance. A key decision that many California residents face each year is whether to elect a COBRA plan after termination or gap health insurance coverage when they lose employer benefits. About two thirds of all Americans are covered by employer provided health coverage but with the recent increase in layoffs across the country the number of workers losing health benefits is at record highs. Workers typically have three or more options available and the cost can vary dramatically between the various choices available. Some may opt to take no health insurance coverage and bear the financial risk themselves. Now, with the help of the worldwide web, the residents of California have access to many health insurance companies that carry gap insurance coverage. With this larger access come many choices. Although continuing COBRA insurance coverage through one's employer is a good option for many, it may not be the best choice for everyone. Depending on one's health status, finding gap insurance may provide adequate coverage without a costly price tag. At Insurnow we can help you choose gap insurance that suits your needs at an affordable price.